Unlocking Savings and Rewards: The RBL Shoprite Credit Card Experience

Introduction

The RBL Shoprite Credit Card stands as a beacon of savings and convenience, designed to cater to the diverse shopping needs of consumers. In this credit card partnership between RBL Bank and Shoprite, users are presented with a unique blend of financial flexibility and exclusive shopping benefits. Let’s delve into the world of the RBL Shoprite Credit Card and explore the steps to maximize its utility.

Step 1: Applying for the RBL Shoprite Credit Card: Getting started with the RBL Shoprite Credit Card is a straightforward process. Prospective cardholders can apply online through the RBL Bank website or visit a nearby branch. The application process is designed to be user-friendly, with quick approvals ensuring that the card is in the hands of shoppers without unnecessary delays.

Fees and Charges

  • Annual membership fee of only INR 500
  • Fee reversed on the spending of INR 1.5 lakhs in the previous year
  • Starting from August 15, 2022, a reward redemption fee of INR 99+GST is applicable on the redemption of your available reward points earned on RBL Bank Credit Cards. Reward redemption fee will be levied one time for redemptions made in a single day.

Step 2: Tailored Credit Limits and Eligibility: One of the standout features of the RBL Shoprite Credit Card is its flexibility in catering to various income brackets. The credit limit is tailored to suit the financial profile of the cardholder, ensuring that they have the purchasing power they need. This makes the card accessible to a wide range of individuals, from entry-level shoppers to seasoned spenders.

Step 3: Welcome Rewards and Benefits: Upon approval, cardholders are welcomed into the Shoprite credit card family with a host of welcome rewards. These may include bonus points, discounts on the first few transactions, or even complimentary memberships to loyalty programs. The welcome benefits set the tone for a rewarding shopping journey.

Key Highlights of the RBL Bank Shoprite Credit Card

  • 2,000 reward points as a welcome benefit.
  • Enjoy 5% value back on grocery spends.
  • Enjoy 10% discount on your movie ticket bookings.

Features and Benefits of the RBL Bank Shoprite Credit Card

Welcome Benefits

  • 2,000 reward points as a welcome benefit when you make a purchase using the credit cardwithin 30 says of the card being issued.

Fee-based Benefits

  • The annual fee of Rs.500 will be reversed if you spend more than Rs.1 lakh in the previous year.

Entertainment Benefits

  • 10% discount (up to Rs. 100) on your movie tickets at BookMyShow (15 times within a year).
  • By choosing the RBL Bank 10% Offer under Credit Card offers and discounts after movie selection on BookMyShow, you can take advantage of the promotion.

Reward Benefits

  • 1 reward point when you spend Rs.100 spent.

Grocery Spends

  • Enjoy 5% value back on grocery spend.

Fuel Surcharge

  • Fuel surcharge waiver of up to Rs.100 for spends between Rs.500 and Rs.4,000.

Fees and Charges of RBL Bank Shoprite Credit Card

Type of Charge Fee
Annual Fee Rs.500

Other things to know about the Fees and Charges under RBL Bank Shoprite Credit Card

Some of the things you need to know about the fees and charges under RBL Bank Shoprite Credit Card are given below:

  • The annual fee will be reversed if you spend Rs.1.5 lakh using the card in the previous year.
  • The redemption of your available reward points earned on RBL Bank Credit Cards will be subject to a reward redemption fee of Rs. 99+GST starting on 15 August 2022. For redemptions made in a single day, a one-time reward redemption fee will be assessed.

Note: You do not have to pay any annual fee when you apply for the credit card via the BankBazaar website.

How to Apply for RBL Bank Shoprite Credit Card

Online

Given below are the steps you will have to follow to apply for the RBL Bank Shoprite Credit Card online:

Step 1: Click on the link https://www.rblbank.com/personal-banking/cards/credit-cards/shoprite-credit-card.

Step 2: On the page, you will see the ‘Apply Now’ button. Click on it.

Step 3: Provide details such as your name, date of birth, gender, mobile number, email ID, and the city in which you reside in.

Step 4: Tick the box where you give your consent for the bank representative to contact you in reference with your credit card application process.

Step 5: Click on the ‘I am not a robot’ box.

Step 6: Click on ‘Get OTP’. A one-time password (OTP) will be sent to your mobile number and email ID provided. Enter the OTP and validate it.

Step 7: In the next step you will have to provide details such as the pin code of your area, residential address, primary source of income, monthly income, and your PAN Card details.

Step 8: Tick the ‘Terms and Conditions’ box and click on ‘Submit’. Your application will be submitted. A bank representative will later contact you and help you further with the application process including the submission of KYC documents. If all the details are correct, the application for RBL Bank Shoprite Credit Card will be approved.

You can also apply for this credit card offline by visiting the nearest RBL Bank branch where you will have to submit the application form and the necessary KYC documents. If all the details are correct, the application will be approved, and you will have the credit card delivered to your address.

Step 4: Shoprite Partnership Benefits: The alliance with Shoprite, one of the leading retail chains, amplifies the allure of the RBL Shoprite Credit Card. Users can avail themselves of exclusive discounts, cashback offers, and promotional deals when making purchases at Shoprite outlets. This synergy transforms routine shopping into a savings extravaganza, making every swipe more rewarding.

Step 5: Reward Points and Accelerated Earnings: Earning reward points is a key aspect of the RBL Shoprite Credit Card experience. Users accrue points not only on Shoprite transactions but also on other retail and online spends. The card often offers accelerated points on specific categories, bringing cardholders closer to redeeming rewards such as vouchers, merchandise, or even statement credits.

Step 6: Fuel Surcharge Waiver and Additional Perks: Beyond shopping, the RBL Shoprite Credit Card extends its benefits to other aspects of daily life. Cardholders can enjoy a fuel surcharge waiver at specified fuel stations, providing additional savings. The card may also come with perks such as dining discounts, airport lounge access, and concierge services, enhancing its overall utility.

Step 7: Easy Redemption and Monitoring: Redeeming earned reward points is a hassle-free process with the RBL Shoprite Credit Card. Users can conveniently redeem their points through the RBL rewards portal for a variety of options, including vouchers, electronics, and lifestyle products. The online portal also allows cardholders to monitor their transactions, check reward balances, and manage their credit card account with ease.

Rewards on Purchases

  • Get big rewards on all purchases
  • Earn 1 reward point for every INR 100 spent on your purchases except Fuel, Railways, Utility, Rental and Miscellaneous categories*

Grocery Spends

  • Avail 5% value back on grocery spending
  • Earn 20 reward points for every INR 100 each time you use your card for grocery shopping
  • Avail a maximum of 1,000 reward points in a month

Entertaining times

  • Enjoy a 10% discount on movies
  • Get a 10% discount (up to INR 100) on movie tickets on BookMyShow 15 times a year
  • Avail the offer by selecting RBL Bank 10% offer under Credit Card offers and discounts, after your movie selection on BookMyShow

Fuel Spends

  • Tank up with Shoprite Credit Card with a waiver of fuel surcharge across all fuel stations. Only valid for fuel transactions between INR 500 and INR 4,000.
  • Maximum waiver of INR 100 per month.

Step 8: Security Features and Customer Support: Security is a top priority, and the RBL Shoprite Credit Card is equipped with advanced security features to safeguard against unauthorized transactions. In the rare event of issues or queries, a responsive customer support system is in place to assist cardholders. This includes helplines, online chat support, and assistance at RBL Bank branches.

Conclusion

The RBL Shoprite Credit Card is more than just a piece of plastic; it is a gateway to a world of savings and exclusive shopping benefits. From the simplicity of application to the excitement of redeeming rewards, every step of the credit card journey is designed to enhance the shopping experience. As consumers continue to seek value in their transactions, the RBL Shoprite Credit Card stands as a testament to the synergy between banking and retail, offering a compelling proposition for those who seek both financial prudence and retail indulgence.

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