Introduction
Elevating Travel Experiences with ICICI Rubyx Credit Card Lounge Access:
ICICI Rubyx Credit Card Lounge Access adds a touch of luxury to the travel experience, offering cardholders exclusive entry to airport lounges worldwide. This comprehensive guide explores the significance of ICICI Rubyx Credit Card Lounge Access, detailing the benefits, application process, step-by-step usage, and additional insights. From understanding the eligibility criteria to maximizing the privileges, this exploration aims to provide a comprehensive overview of the elevated travel perks associated with ICICI Rubyx Credit Card.
1. Contextualizing ICICI Rubyx Credit Card Lounge Access
Travel in Style: ICICI Rubyx Credit Card Lounge Access is a premium feature designed for travelers who appreciate comfort and luxury. It is tailored to elevate the airport experience, providing a tranquil and exclusive space amidst the bustling travel environment.
Card Overview: ICICI Rubyx Credit Card is known for its dual card feature, combining both a credit card and a debit card. Lounge access is one of the key privileges that enhance the overall value proposition for cardholders.
2. Key Benefits of Lounge Access
Global Lounge Network: ICICI Rubyx Credit Card Lounge Access opens the doors to a global network of airport lounges. Cardholders can enjoy this perk across various airports, providing a seamless and comfortable pre-flight or transit experience.
Complimentary Access: Cardholders often receive a certain number of complimentary lounge visits per year. This benefit allows travelers to unwind in lounges without incurring additional charges.
3. Eligibility Criteria and Application Process
Card Eligibility: To enjoy ICICI Rubyx Credit Card Lounge Access, individuals need to be eligible for and hold the ICICI Rubyx Credit Card. Card eligibility is based on factors such as income, credit history, and other relevant financial parameters.
Application Process: Applying for the ICICI Rubyx Credit Card involves submitting an online application through the official ICICI Bank website or visiting a branch. Once the application is approved, the credit card, along with lounge access details, is dispatched to the cardholder.
4. Step-by-Step Guide to Lounge Access
Step 1: Card Activation Upon receiving the ICICI Rubyx Credit Card, activate it through the prescribed channels, typically via SMS or online banking.
Step 2: Lounge Locator Access the official ICICI Bank website or mobile app to locate participating lounges. The Lounge Locator tool provides real-time information on available lounges at specific airports.
Step 3: Lounge Visit Before entering a lounge, confirm the number of complimentary visits available and any accompanying guest privileges. Present the ICICI Rubyx Credit Card at the lounge reception for verification.
Step 4: Enjoy the Experience Once verified, cardholders can enjoy the amenities offered by the lounge, which may include comfortable seating, complimentary refreshments, Wi-Fi access, and more.
5. Additional Information and Chart
Guest Access and Charges: ICICI Rubyx Credit Card Lounge Access often comes with the option to bring guests. However, additional charges may apply for guest access, and the number of guests allowed varies.
Chart: Key Elements of ICICI Rubyx Credit Card Lounge Access Exploration
| Elements | Description |
|---|---|
| Contextualization | Placing ICICI Rubyx Credit Card Lounge Access in a broader context |
| Key Benefits | Overview of the global lounge network and complimentary access |
| Eligibility Criteria and Application Process | Navigating card eligibility and the application journey |
| Step-by-Step Guide | Using ICICI Rubyx Credit Card for lounge access |
| Additional Information | Guest access details and any applicable charges |
| Chart | Summary of key elements for easy reference |
ICICI Rubyx Credit Card Benefits & Features
The ICICI Rubyx Credit Card is a unique card offered by the bank with exceptional benefits and features. To give you a great start to your journey, the card gets you exciting welcome gifts. Other advantages of the card include its reward program, travel benefits, movie & dining benefits, milestone benefits, and many more. To know all its benefits in detail, refer to the information given below:
Welcome Benefits
- Travel & shopping vouchers worth Rs. 5,000 or more as a welcome gift.
- You get the welcome gift within 30 days after payment of the joining fee.
Milestone Benefits
- You get 3,000 Reward Points on spending Rs. 3 lakhs and 1,500 Reward Points for every subsequent spends of Rs. 1 lakh in an anniversary year.
- A maximum of 15,000 additional Reward Points can be earned in a year as a Milestone benefit.
- The renewal fee is waived off on a minimum expenditure of Rs. 3 lakh in the previous year.
Free Airport Lounge Access
- You get 2 complimentary domestic lounge access every quarter with the ICICI Bank Rubyx Visa Credit Card.
- You get 1 complimentary domestic airport lounge access per quarter with each of the two variants- 1 with the MasterCard variant and 1 with the American Express variant (total 2 domestic airport lounge access per quarter) on a minimum expenditure of RS. 5,000 in the previous quarter.
Free Railway Lounge Access
You get 2 complimentary railway lounge access each quarter. This is only available to the primary cardholder. Railway lounge access is available at the following stations.
- Delhi – Executive Railway Lounge
- Agra- Executive Railway Lounge
- Jaipur- Executive Railway Lounge
- Ahmedabad- Executive Railway Lounge
- Madurai- Executive Railway Lounge
- Kolkata (Sealdah)- Executive Railway Lounge
Movie & Dining Benefits
- Avail of a discount of 25% (up to Rs. 150) on purchasing a minimum of two movie tickets on BookMyShow 2 times a month (one-time each on Mastercard & American Express variants).
- Avail of a discount of 25% (up to Rs. 150) on purchasing a minimum of two movie tickets on INOX 2 times a month (one-time each on American Express & Mastercard variants).
- Exciting Discounts on dining bills at partner restaurants with the ICICI Bank Culinary Treats Program.
Golf Benefits
- 1 complimentary golf round/lesson for every Rs. 50,000 spent in the previous month.
- You can get a maximum of 2 golf lessons/rounds each month.
Concierge Benefits
You get access to ICICI Bank’s 24×7 concierge service, i-Assist for assistance regarding hotel reservations, flight ticket booking, movie ticket bookings, restaurant referrals and table reservations, car rental, flower and gift delivery, etc. Apart from this, you also get medical concierge privileges and emergency auto assistance with the ICICI Rubyx Card.
Fuel Surcharge Waiver
1% fuel surcharge waiver is provided for all fuel transactions of up to Rs. 4,000 across all fuel stations in India.
ICICI Bank Rubyx Card Rewards Rate:
- You earn 4 Reward Points on every international spend of Rs. 100 with this card.
- You earn 2 Reward Points on every domestic spend of Rs. 100.
- 1 Reward Point on every spend of Rs. 100 on Utility and insurance categories.
Reward Points Redemption
The ICICI Rewards you earn using this credit card can be redeemed against the card’s outstanding balance or gifts. Here is how you can do the same:
- For redemption of Rewards against cashback, you can call on 080-40146444, and the equivalent cashback will be credited into your account within 7 days from the redemption request.
- For redemption of Rewards against gifts, you can call 1860-258-5000, and the gift will be sent to you within 10 days.
- 1 Reward Point = Rs. 0.25.
ICICI Bank Rubyx Credit Card Fees & Charges
- The ICICI Rubyx Credit Card charges a joining fee of Rs. 3,000 (for the first year only) and an annual fee of Rs. 2,000 every year from the second year. However, this annual fee can be waived on spending Rs. 3 lakhs or more in the previous year.
- The interest rate on the ICICI Rubyx Credit Card is 3.5% per month (40.8% per annum).
- When you withdraw cash using your ICICI Rubyx Card, a cash advance fee of 2.5% or Rs. 300 is charged on your card.
- To make transactions in a foreign currency using your ICICI Rubyx Credit Card, you will be charged a forex markup fee of 3.5% of the transaction amount.
ICICI Rubyx Credit Card Eligibility
You need to fulfil the following eligibility criteria in order to get approved for the ICICI Rubyx Credit Card:
| Criteria | Age | Income |
| Salaried | 21 – 65 years | >Rs. 50,000 per month |
| Self Employed | 21 – 65 years | >Rs. 5.5 lakhs per annum |
Documents Required
- Identity Proof – Any of these documents: Aadhaar Card, Voters ID, PAN Card, Driving License, Passport, etc.
- Address Proof – Aadhaar Card, Ration Card, Utility Bills, PAN Card, Passport, Driving License.
- Proof of Income – Latest salary slips, Latest bank statement, Form 16.
How to Apply for ICICI Rubyx Credit Card?
The ICICI Bank provides you with several online as well as offline ways to apply for the ICICI Rubyx Credit Card. You can simply visit your nearest branch and fill in the physical application form to apply for the card. If you want to apply online, just follow a few simple steps as mentioned below:
- Click on the Apply Now button.
- Fill in all the required details and complete documentation.
- Submit your application.
How to Check ICICI Rubyx Credit Card Application Status?
- One of the simplest ways to check your credit card application status is to contact customer care and ask them about the same. They will ask you for a few details like your name, application number, etc., and will give you all the required information.
- ICICI Bank also has a separate webpage that provides its customers with the facility to track their application status. You can just visit their official webpage, enter the required details, and you will get your credit card application status in seconds.
- If you don’t prefer online methods, you can simply visit the branch and ask the bank executives about your credit card application status. However, the other two methods are way faster and easier than this one.
Activation & PIN Generation
The following are the different ways to generate the PIN of your ICICI Rubyx Credit Card after you receive the card from the bank:
- Visit the ICICI Bank’s official website and sign up for internet banking. Add your card and you will easily find the option to generate your credit card PIN.
- You can activate your credit card via ATM. Visit your nearest ATM and search for the option ‘create/generate a new PIN’ from the Main Menu.
- The mobile app of the ICICI Bank, the iMobile app, gives you another easy way to activate your credit card. Log in to the app, add your card and find an option to generate the PIN.
- If you don’t find any of the above methods suitable, you can contact ICICI Bank’s credit card customer care, and they will assist you in activating your credit card.
ICICI Rubyx Credit Card Bill Payment
Paying your credit card bills on time is the most important thing to do while using credit cards for doing this, you must be aware of different methods of how you can make your credit card bill payment so that you can go with the second method if your primary method doesn’t work. Following is a list of different ways to pay your credit card bill:
- Log in to your ICICI Bank internet banking account and go to the section Cards & Loans. Then select your Rubyx Credit Card, and you will easily find the option to pay its bill.
- If you have a savings account in a different bank, you can pay your Rubyx Credit Card bill via NEFT by entering the card number as your account number and finding the IFSC code online.
- Paytm, PhonePe, Cred, and other wallet-based apps are also among the easiest ways to pay your credit card bills. You can find the option to make credit card bill payments easily on these apps and complete the process quickly.
- You can also pay your credit card bills by visiting your nearest ATM and finding the option of credit card bill payment from the Menu.
Customer Care
There are situations when you need to get connected to customer care while using a credit card. You can find a lot of options to connect to the ICICI Bank credit card customer care on their official website. Still, the following are a few important contact details that you should note down if you are using an ICICI Bank credit card:
- To contact customer care via phone, you can dial the number 1860 120 7777 any day between 9:00 am and 7:00 pm.
- If you want to write a mail regarding any doubts or queries related to your ICICI Bank Credit Card, you can write and send a mail to customer.care@icicibank.com.
Conclusion
Redefining Travel Luxury with ICICI Rubyx Credit Card Lounge Access:
ICICI Rubyx Credit Card Lounge Access stands as a hallmark of travel luxury, transforming mundane airport experiences into moments of comfort and sophistication. By demystifying the eligibility criteria, understanding the application process, and maximizing the benefits, cardholders can fully appreciate the added value brought by this exclusive privilege. As a seamless blend of convenience and opulence, ICICI Rubyx Credit Card Lounge Access epitomizes the commitment to enhancing the overall travel journey for those who appreciate the finer things in life.
